Margo Lestz
Head of Communications
Foundation: Protection
The foundation of a solid financial plan is protection. If you don’t have adequate cash reserves, you will need to protect your plan with sufficient insurance cover: life, health, income, car and home.
Ground Floor: Debt Management
There are no quick solutions to getting out of debt, however, if you commit to a plan, you can become debt free sooner than you think.
First Floor: Budget Planning
It is important to find the balance between spending and saving for your long-term goals and dreams. A well-planned budget will help you with this.
Second Floor: Asset Management
Accumulating money takes time, consistency, patience and a sound plan. The first step is establishing an emergency fund equal to 3-6 months’ income. Then you can start saving for your short-term and long-term goals.
Top Floor: Income Opportunity
You can maximise your income opportunities with a either a career change or a part-time business opportunity to help you reach your goals and dreams more quickly.
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The information provided is for educational and informational purposes only and does not constitute financial advice. Individual circumstances differ and you should consider seeking professional advice before making financial decisions. Please refer to our legal disclaimer for further information.
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