At Genistar, our mission is to help people secure a better financial future. We understand that planning your financial journey can be complicated, and sometimes daunting. Often you don’t even know where to start. There are so many questions:
How can I achieve my financial goals?
Which products are right for me?
Where can I get help?
Genistar is here to give you the knowledge you need to answer these questions so you can make smarter, more informed choices. In order to help you and your family along the path towards your financial goals, we offer a free Financial Plan to those who qualify.
In addition to educating our clients on an individual basis through our Financial Plan, we also offer Financial Freedom courses for groups and organisations. Read more about our courses here.
Personalised
Financial Plan
Your personalised Financial Plan is like a ‘sat nav’ for your finances. Based on your own goals and life objectives, it can show you how to get from where you are to where you want to be financially. It can give you ideas about how to reach your financial goals, pay off your mortgage and other debts early, and decide on your protection needs.
Financial Goals
The Financial Plan will give you access to strategies you could use to reach your goals, such as: a house deposit, saving for your children’s education, or even a dream holiday. It can also help you plan for retirement by modelling your current level of pension savings into what you might have in the future; You’ll find out what you need to do now in order to live comfortably later.
Debt Freedom
The Financial Plan will give you a clear strategy on how to pay off your mortgage faster, as well as any credit cards or other loans. The Financial Plan will calculate the financial advantage of any overpayments, to show you the most effective strategy you can use to clear your debt. It even shows you how much interest you could save!
Protection
With the Financial Plan, your representative will help you to work out the most effective way to protect your income and future plans. Together, you will identify any other areas that could be beneficial to your plan, such as writing a will or finding cheaper buildings and contents insurance.