I've been given the education I needed
I felt like I had been in perpetual debt for over 11 years. Despite me being a bit OCD about my accounts - I had spreadsheets and a plan - it seemed to be going at a snail's pace. I had spent years looking into the interest rates and throwing money at them all to try and get rid [of debt] as fast as possible.A friend told me about [my Genistar rep]. I will admit I was sceptical... I thought it was an MLM scheme and they would go through the motions to sign me up and then drop me. So I went to the presentation about what Genistar does, I learnt about how to reduce my debt quicker and how the whole debt process works. I was asked if I wanted to sign up and I declined. I was reassured that that wasn't a problem and [my Genistar rep] was transparent all the way through, about how they're funded and what they do.I met with [my Genistar rep] the week after with all my numbers, she went through everything with me but it was made easy and didn't take up too much time. She got me a way better deal on my life insurance, but after a couple of days I got a plan detailing how I could be debt-free. Initially it said I would never be debt free! That was so far-fetched for me that I hadn't even clocked the time scale. It was only when we met up after, when she said 2024 would be the end date. I nearly spat my coffee out. 3 years. I thought there must be some mistake, I looked through the plan, what I needed to pay, and there at the bottom was that beautiful little end date.I'm further ahead into my debt-free plan than we had planned, and that's because I have been given the education I needed about not scattering my payments. I finally have hope and the biggest thing for me - not sure if you picked up on it - but an end date! A date where I will be able to buy my kids a new pair school shoes without having to find the money from somewhere. A date where I might just be able to book a family holiday![My Genistar rep] has been a light when it felt incredibly dark and I felt like I was on a hamster wheel. I was truly defeated at the point when we spoke. I had resigned myself to the fact I would only ever survive rather than live. I paid off a biggy today, so I texted [my Genistar rep] to tell her. She will get a text every time that happens because I'm so grateful!
6 Dec 2023